Needham Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews (2024)

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Needham Bank Deposit Rates

Today's 12-month CD rates can be found at 4.59%, 6-month CD rates at 0.35% and 3-month CD rates at 0.20%. Current savings rates are at 0.55% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 12.74%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates. Needham Bank's 3-Month CD Special rates are at 5.25%, 3-Month CD rates are at 5.25%, 9-Month CD Special rates are at 5.25%, 15-Month CD Special rates are at 5.00%, 6-Month CD rates are at 4.75%. Needham Bank's savings rates are at 0.05%. Needham Bank's money market rates are at 4.50%.

To see how these rates compare to Needham Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Needham Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Needham Bank CD rates. You can also compare Needham Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Needham Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Needham Bank? Share your experience about Needham Bank by leaving a review below, or read customer reviews before you decide to use Needham Bank.

Needham Bank Texas Ratio

Needham Bank's Texas Ratio is at 3.65%, which is considered excellent. The Texas Ratio for Needham Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Needham Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.50%

2.77%

18-Month CD

4.00%

2.43%

24-Month CD

3.75%

2.35%

36-Month CD

3.50%

2.21%

48-Month CD

3.50%

2.10%

60-Month CD

3.50%

2.23%

Savings

0.05%

0.90%

MMA

4.50%

1.54%

30-Year Fixed

N/A

7.12%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.27%

Needham Bank

1063 Great Plain Ave
Needham, MA 02492

https://www.needhambank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Needham Bank

Needham Bank CD Rates and Interest Rates

Needham Bank

3-Month CD Special

5.25%

$1,000

Needham Bank

9-Month CD Special

5.25%

$1,000

Needham Bank

3-Month CD

5.25%

$1,000

Needham Bank

15-Month CD Special

5.00%

$1,000

Needham Bank

6-Month CD

4.75%

$1,000

Needham Bank

12-Month CD

4.50%

$1,000

Needham Bank

Super Saver Money Market

4.50%

$50,000

Needham Bank

18-Month CD

4.00%

$1,000

Needham Bank

24-Month CD

3.75%

$1,000

Needham Bank

36-Month CD

3.50%

$1,000

Needham Bank

48-Month CD

3.50%

$1,000

Needham Bank

60-Month CD

3.50%

$1,000

Needham Bank

Statement Savings

0.05%

$10

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Needham Bank Rates with Other Competitive Bank and Credit Union Rates

First Commerce Bank Lewisburg, TN

6-Month CD

5.28%

$1,000

Alpena-alcona Area Credit Union

12-Month CD certificate

5.10%

$500

Bank of Herrin

6-Month CD special

5.06%

$1,000

The Peoples Bank Co.

12-Month CD

4.73%

$5,000

Thayer County Bank

12-Month CD

4.63%

$25,000

Fidelity Bank West Memphis, AR

9-Month CD

4.60%

$500

Presidential Bank

12-Month CD

4.50%

$1,000

HSBC Trust Company (Delaware)

Premier Relationship Savings

4.40%

Centreville Bank

18-Month CD

Mortgage Rates May 27, 2024

1st Northern California Credit Union

7-Year Fixed

4.990%

5.287%

0.500

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

1st Northern California Credit Union

10-Year Fixed

5.500%

5.716%

0.500

1st Northern California Credit Union

15-Year Fixed

5.625%

5.777%

0.500

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Mutual Security Credit Union

7/1 ARM

5.750%

5.834%

0.000

Institution for Savings

15-Year Fixed

5.500%

5.868%

2.000

1st Northern California Credit Union

15-Year Fixed Jumbo

5.750%

5.883%

0.500

NESC Federal Credit Union

5/5 ARM

5.750%

5.886%

0.000

Investment Savings Bank

3/1 ARM

6.000%

5.892%

0.000

Chase Bank

15-Year Fixed

5.750%

5.910%

0.000

Wrentham Co-operative Bank

15-Year Fixed

5.870%

5.970%

0.000

Wrentham Co-operative Bank

15-Year Fixed Jumbo

5.875%

5.970%

0.000

First Community Credit Union

5/5 ARM

5.950%

5.998%

0.000

Mutual Security Credit Union

15-Year Fixed

6.000%

6.043%

0.000

Wells Fargo

15 Year Fixed

5.750%

6.046%

1.000

Navy Federal Credit Union

3/5 Conforming ARM

5.000%

6.053%

0.250

NESC Federal Credit Union

15 Year Fixed

6.000%

6.056%

0.000

Navy Federal Credit Union

3/5 Jumbo ARM

5.000%

6.063%

0.250

Security Service Federal Credit Union

10-Year Power Rate Fixed

5.750%

6.068%

0.000

One Nevada Credit Union

15 Year Fixed

5.875%

6.079%

1.000

Abound Federal Credit Union

5-Year ARM

6.000%

6.084%

0.000

Abound Federal Credit Union

7-Year ARM

6.000%

6.084%

0.000

Security Service Federal Credit Union

15-Year Power Rate Fixed

5.875%

6.101%

0.000

Sheboygan Area Credit Union

7 Year Fixed

6.000%

6.121%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Needham Bank Information

Needham Bank

1063 Great Plain Ave
Needham, MA 02492
Norfolk
Established Date: 01/01/1892
FDIC Certificate #: 26483
Date of FDIC Deposit Insurance: 01/13/1986

Bank Holding Company: NB FINANCIAL MHC

How Many Domestic U.S. Offices? 12

How Many Branches are There? 12

Website: https://www.needhambank.com

Is Needham Bank FDIC Insured? Yes

What is Needham Bank's Cert number? 26483

What is the maximum amount for insured deposits? $250,000 per holder, per account

Needham Bank Financials

Total Assets:

$3,716,578,000

Total Deposits:

$3,144,914,000

Equity Capital:

$351,700,000

Domestic Deposits:

$3,144,914,000

Net Income:

$8,752,000

Return on Assets:

0.7961%

Quarterly Return on Assets:

0.9600%

Pretax Return on Assets:

1.3113%

Pretax Quarterly Return on Assets:

1.3100%

Return on Equity:

7.3400%

Quarterly Return on Equity:

10.0600%

Common Equity Tier 1 Capital Ratio:

10.6757%

Tier 1 Risk-Based Capital Ratio:

10.6757%

Leverage Tier 1 (Core Capital) Ratio:

11.0288%

Total Risk-Based Capital Ratio (YTD):

11.3693%

Total Interest Income (YTD):

3.8098%

Headquarters:

Needham

FDIC Field Office:

South Boston

Regulator:

FED

County:

Norfolk

# of Offices:

Metropolitan Statistical Area (MSA):

Boston-Cambridge-Newton, MA-NH

Consolidated Metropolitan Statistical Area (CMSA):

Boston-Worcester-Lawrence, MA-NH-ME-CT

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC

Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%

Looking to grow your savings with CD rates more than 10x the national average CD rates? Here's a list of the top 10 promotional CD (Certificate of Deposit) listed in our database of promotional CD rates. You can search for and compare CD rates from banks and credit unions, we monitor all banks and credit unions to find the best rates available.

Best of the Best: Connex Credit Union at 6.00%

Connex Credit Union offers an unbeatable 6.00% APY on their 11-Month CD Special. You'll need at least $500 to open this account.

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Fed Chairman Says Inflation Still not a Concern in Senate Testimony

In Senate testimony yesterday, The Federal ReserveChairman, Ben Bernanke,defended the fed's stimulus policies and said their policies still are not causing inflation nor will it do so in the future. Critics of the fed's policies believed keeping the fed funds rate at zero percent, buying $85 billion a month in U.S. Treasuries and mortgage-backed securities would fan inflation. Unfortunately, low inflation also means low interest rates on all types of deposit accounts.

Bangor Savings Bank 5 Year CD Rates now at 1.25%

Bangor Savings Bank 5 Year CD rates are now at 1.25 percent with a yield of 1.26 percent. View current 5 Year CD rates at Bangor Savings Bank below.

Bank or Credit Union Offers and Deals

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Alternative Bank and Credit Union Offers to Explore

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CD Rates Hold Steady as Fed Sets Stage for September Rate Hike

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